We are a couple about to sign contracts for a property in New Mills. We have hit a problem. The loan offer with Lloyds TSB Bank expires on 24/3/2025 but the owners are suggesting a completion date of 26/3/2025. Can one extend the loan offer?

The person best placed to address this issue is your conveyancer who will hopefully calculate if they better off negotiating with the bank, vendor’s conveyancers, property agents or possibly all parties given what has gone on in your conveyancing to date.

My husband and I decided to purchase a newbuild apartment in New Mills with a residential mortgage from Coventry Building Society.We would like to retain our New Mills conveyancing practitioner but Coventry Building Society says she’s not listed on their approved list of member firms. we are left little option but to use a Coventry Building Society panel lawyer or keep our local solicitor and fork out for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that Coventry Building Society use our lawyer?

Unfortunately,no. The loan offered to you is subject to its terms and conditions, one of which will be that solicitors must be on the Coventry Building Society approved list. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Coventry Building Society

About to purchase a new build apartment in New Mills. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in New Mills

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Are there any apps to help identify a New Mills solicitor on the Yorkshire Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 20miles to meet the lawyer.

Feel free to make use of the tool on this page. Please select a lender and your location and you will see a number of New Mills conveyancing lawyers based on proximity. We have listed some New Mills conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Yorkshire Building Society panel

I need to retain a conveyancing solicitor for freehold conveyancing in New Mills. I have discover a web site which looks to be the perfect solution If it is possible to get all formalities completed via email that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?